/* common classses */
h1{ font-family:"Trebuchet MS", Helvetica, sans-serif; color:#193664; padding:0px; margin:0px; font-size:24px; font-style:normal; font-weight:normal; }
h2{ font-family:"Trebuchet MS", Helvetica, sans-serif; color:#193664; padding:0px; margin:0px; font-size:20px; font-style:normal; font-weight:normal; }
h3{ font-family:"Trebuchet MS", Helvetica, sans-serif; color:#f47928; padding:0px; margin:0px; font-size:18px; font-weight:bold;  }
p {  }
ul { margin-top:0px; padding-top:0px; margin-bottom:0px; padding-bottom:0px; }
dl { margin-top:0px; padding-top:0px; padding-left:12px; }
dt { font-weight:bold; }
b { color:#193664; }
/* helpers */
.indent { padding-left:12px; }
.padt { padding-top:12px; }
.padb { padding-bottom:12px; }
.justify { text-align:justify; }
.center { text-align:center; }
.bold { font-weight:bold; }
.bigger { font-size:14px; }
.norm_link { color:#38599b; }
.norm_link:hover {color:#000033; }